Fee Schedule

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Effective: November 1, 2014

SAVINGS ACCOUNT FEES
Excessive Withdrawal:
Regular Share Account $1.00/Withdrawal if more than 6 withdrawals per quarter
Children's Savings Account $1.00/Withdrawal if more than 6 withdrawals per quarter
IRA Account $1.00/Withdrawal if more than 6 withdrawals per quarter
Early Withdrawal:
Christmas Club Account $10.00/Withdrawal if withdrawn before November 1
Debit Card on Savings Only $10.00/Card
CHECKING ACCOUNT FEES
Credit Report Fee to Open $10.00
Account  
Checking Account Service $3.00/Month (no charge to members age 60 and over)
Return Item $30.00/Item
Copy/Look-up $2.00/Item
Overdraft Protection $2.00/Item
Return Canceled Checks $10.00/Month
Check Printing Prices may vary depending upon style
We reserve the right to close checking accounts with frequent overdrafts.
OTHER SERVICE FEES (applicable to all accounts)
Deposited Item Return $10.00/Item
Money Order $1.00
Cashiers Check $2.00/check
Check Cashing Fee $2.00/if account is under $250.00 or no other activity.
Stop Payment $15.00/item
Next Day Transfer Fee $5.00/first time set-up
Maintenance $5.00/month for accounts returned with incorrect address for 3 years
Inactive Account $5.00/month for accounts that are inactive for 12 months and the balance is under $20.00
Account Close/Reopen $5.00 if an account is close or reopened within a 90 day period
The rates and fees appearing with this Schedule are accurate as of the last dividend declaration date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.