Visa Credit Cards

Upgrade to more powerful plastic than the ballpoint pen you use to write checks.

An Ark Valley Credit Union Visa® credit card can supercharge your purchasing potential — plus, slides nicely in your wallet. We offer competitively low rates. Better yet, APRs so low you might not even notice them.

So choose ‘plastic’ over ‘paper’ the next time you reach to pay at checkout. It’s easier to carry than cash and faster than fumbling through your checkbook.

Lost or stolen card? Call 800-856-1934 to contact us.

Visa Credit Cards


  • Competitively low interest rates
  • Competitively low APRs
  • Low rates on balance transfers and cash advances
  • No annual fees
  • No balance transfer fee
  • No cash advance fee
  • Plus, register for Verified by Visa® enhanced security for free!
  • Scorecard Rewards
Annual Percentage Rate (APR) for Purchases Visa (as low as)
Other APRs

Cash Advance...11.00%
Balance Transfer...11.00%

Grace Period for Purchases 21 Days
Method of Computing the Balance for Purchases Average Daily Balance
(Including New Purchases)
Annual Fee None
Minimum Finance Charge None
Transaction Fee for Purchases None

Multiple Currency Foreign Transaction Fee...1%**
Single Currency Foreign Transaction Fee...0.8%**
Balance Transfer Fee...None
Late Payment Fee...$27.00*
Over-the-Credit-Limit Fee...$27.00

** of transaction amount
* if ten (10) or more days late

The information about the costs of the card described in this application is accurate of 4/2009. This information may have changed after that date. To find out what may have changed, contact the Credit Union.