(Effective 09/17/2024)
| Savings | DIVIDEND RATE | APY |
|---|---|---|
| Savings Accounts: Minimum $5.00 to purchase your share of the Credit Union: Interest earned on balances over $250.00; Dividends paid quarterly. $5.00 fee if account is closed within 90 days of opening. |
.50% | .50% |
| Children's Savings Account: Minimum $5.00 to purchase your share of the Credit Union: No minimum balance required to earn dividends; Dividends paid quarterly |
.50% | .50% |
| IRAS/ROTH/EDUCATION IRAS: $5.00 minimum opening balance; Interest earned on balances over $250.00; Dividends paid quarterly. |
1.50% | 1.51% |
| Christmas Club Account: Minimum $5.00 opening balance; Deposits from Nov. 1- Oct. 31; Withdrawals prior to Oct. 31 will have a $10.00 fee; Interest paid quarterly. Amounts will be deposited into designated account on November 1 |
.50% | .50% |
| CHECKING ACCOUNT: $50.00 minimum opening balance; $3.00 service charge (NO charge to members 60 & over OR maintain a balance of $100.00 or more) Minimum balance of $1,000 to earn dividends |
.15% | .15% |
| Student Checking Account: Age 13-21 $25.00 minimum opening balance; NO service charge; Minimum balance of $1,000 to earn dividends |
.15% | .15% |
| CERTIFICATES | DIVIDEND RATE | APY |
|---|---|---|
| 6 Month, $500 Min | 2.00% | 2.01% |
| 12 Month, $1,000 Min | 2.75% |
2.75% |
| 24 Month, $1,000 Min | 3.00% |
2.96% |
| 36 Month, $1,000 Min | 2.95% | 2.87% |
| 48 Month, $1,000 Min | 2.95% | 2.83% |
| 60 Month, $1,000 Min | 2.50% | 2.39% |
APY=Annual Percentage Yield
Rates are subject to change.