Loan Rates

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(Effective 4/1/2021)

Secured Loans (Auto, Motorcycle, ATV)

**Rates "As low As" Lowest possible APR* based on credit background for qualified borrowers.

Loans Interest Rate* APR* Term
*New Vehicle – 2017 and Newer
Ex: $15,000 @ 1.99% for 60 months = $263.
1.99 1.99 60
*New Vehicle – 2017 and Newer
Ex: $21,000 @ 2.49% for 72 months = $315.
2.49 2.49 72
*New Vehicle – 2017 and Newer
Ex: $26,000 @ 2.74% for 84 months = $341.
2.74 2.74 84
*Used Vehicle 2016- 2012
Ex: $15,000 @ 4.24% for 60 months = $278.
4.24 4.24 60
*Used Vehicle 2011- Older
Ex: $15,000 @ 4.49% for 48 months = $343.
4.49 4.49 48
       

Secured Loans (Boat, RV, Motorhome) 

     
*New Boat– 2018 and Newer
Ex: $15,000 @ 2.49% for 60 months = $267.
2.49 2.49 60
*New Boat – 2018 and Newer
Ex: $21,000 @ 2.99% for 72 months = $319.
2.99 2.99 72
*New Boat – 2018 and Newer
Ex: $26,000 @ 3.99% for 84 months = $356.
3.99 3.99 84
*New Boat – 2018 and Newer
Ex: $36,000 @ 4.99% for 96 months = $456.
4.99 4.99 96
*New Boat – 2018 and Newer
Ex: $46,000 @ 5.99% for 120 months = $511.
5.99 5.99 120
*Used Boat– 2014 and 2017
Ex: $15,000 @ 3.49% for 60 months = $273.
3.49 3.49 60
*Used Boat – 2010 and 2013
Ex: $15,000 @ 4.49% for 60 months = $280.
4.49 4.49 60
*Used Boat – 2009 and Older
Ex: $15,000 @ 5.49% for 48 months = $349.
5.49 5.49 48

Home Equity Loan

**Home Equity Loan: Fixed Rate
Ex: $30,000 @ 3.99% for 240 months = $182.
3.99 3.99 Max 240
**Home Equity Loan: Variable Rate
Ex: $30,000 @ 5.00% for 240 months = $199.
*VHR *VHR Max 240

*See CU for Current Rate
**Term determined by dollar amount financed. See CU for details.

Signature Loan

Ex: $6,000 @ 10% for 36 months = $194.

10.00 10.00 36

Share Secured Loans

(rate based on interest earned +2%) +2.00 +2.00 12

Rates are subject to change.