
(Effective 04/20/2021)
Savings | DIVIDEND RATE | APY |
---|---|---|
Savings Accounts: Minimum $5.00 to purchase your share of the Credit Union: Interest earned on balances over $250.00; Dividends paid quarterly. $5.00 fee if account is closed within 90 days of opening. |
.15% | .15% |
Children's Savings Account: Minimum $5.00 to purchase your share of the Credit Union: No minimum balance required to earn dividends; Dividends paid quarterly |
.15% | .15% |
IRAS/ROTH/EDUCATION IRAS: $5.00 minimum opening balance; Interest earned on balances over $250.00; Dividends paid quarterly. |
.75% | .75% |
Christmas Club Account: Minimum $5.00 opening balance; Deposits from Nov. 1- Oct. 31; Withdrawals prior to Oct. 31 will have a $10.00 fee; Interest paid quarterly. Amounts will be deposited into designated account on November 1 |
.15% | .15% |
CHECKING ACCOUNT: $50.00 minimum opening balance; $3.00 service charge (NO charge to members 60 & over OR maintain a balance of $100.00 or more) Minimum balance of $1,000 to earn dividends |
.15% | .15% |
Student Checking Account: Age 13-21 $25.00 minimum opening balance; NO service charge; Minimum balance of $1,000 to earn dividends |
.15% | .15% |
CERTIFICATES | DIVIDEND RATE | APY |
---|---|---|
6 Month, $500 Min | .40% | .40% |
12 Month, $1,000 Min | .50% | .50% |
24 Month, $1,000 Min | .55% | .55% |
36 Month, $1,000 Min | .70% | .70% |
48 Month, $1,000 Min | .75% | .74% |
60 Month, $1,000 Min | .80% | .79% |
APY=Annual Percentage Yield
Rates are subject to change.