Share Rates

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(Effective 3/17/2020)

Savings DIVIDEND RATE APY
Savings Accounts:
Minimum $5.00 to purchase your share of the Credit Union: Interest earned on balances over $250.00; Dividends paid quarterly. $5.00 fee if account is closed within 90 days of opening.
.25% .25%
Children's Savings Account:
Minimum $5.00 to purchase your share of the Credit Union: No minimum balance required to earn dividends; Dividends paid quarterly
.25% .25%
IRAS/ROTH/EDUCATION IRAS:
$5.00 minimum opening balance; Interest earned on balances over $250.00; Dividends paid quarterly.
1.25% 1.25%
Christmas Club Account:
Minimum $5.00 opening balance; Deposits from Nov. 1- Oct. 31; Withdrawals prior to Oct. 31 will have a $10.00 fee; Interest paid quarterly. Amounts will be deposited into designated account on November 1
.25% .25%
CHECKING ACCOUNT:
$50.00 minimum opening balance; $3.00 service charge (NO charge to members 60 & over OR maintain a balance of $100.00 or more) Minimum balance of $1,000 to earn dividends
.25% .25%
Student Checking Account: Age 13-21
$25.00 minimum opening balance; NO service charge; Minimum balance of $1,000 to earn dividends
.25% .25%

 

CERTIFICATES DIVIDEND RATE APY
6 Month, $500 Min .75% .75%
12 Month, $1,000 Min 1.20% 1.20%
24 Month, $1,000 Min 1.55% 1.54%
36 Month, $1,000 Min 1.75% 1.72%
48 Month, $1,000 Min 1.85% 1.80%
60 Month, $1,000 Min 1.90% 1.83%

APY=Annual Percentage Yield